House Buying Is More Stressful Than Divorce, Death or Bankruptcy

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Marth
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Marth »

Derek Nimmo wrote: Wed Oct 13, 2021 5:43 pm Well, they're paying about £40K more than the last flat on my floor went for in the spring (although my place does have a better view) and more than any other flat has ever gone for in this block, so I'm dubious that the lender will be OK with it. We shall see!
Mine was the same, Del. Went for more than any other similar before and since actually, and I was convinced the lender would down value it, but they didn't!

I'm well gel of the new toilet, wall removal and stuff. I had my boiler serviced yesterday and then swiftly condemned. Proper bright red danger notice and everything. I'm still using it :look:
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Derek Nimmo »

Oh shit! Was it working OK as far as you knew?
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Marth
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Marth »

Derek Nimmo wrote: Wed Oct 13, 2021 8:24 pm Oh shit! Was it working OK as far as you knew?
It was. Though the flue fell off a while ago and I gaffer taped it back on. (Which was the wrong thing to do apparently :)) ) That was leaking condensation back in anyway. The previous owners had built a shed around the flue which isn't safe, and other internal leaky and corroded parts. I'm not surprised really. I knew it was old and everything in this house has been very badly maintained and is dirty and needs attention. :ella: Oh, Sb1 woke me up at 2am the other morning to tell me the kitchen was leaking. Rain pouring in through the wall around the extractor fan outlet. :lol:

Anyway I like the sound of a newer 1950s house. I bet the room sizes are good
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Beena
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Beena »

We had a boiler condemned once, Marth. The engineer made a song and dance about closing it down and sticking labels on it - and then very quietly showed me how to get it up and running again. It was clear that he had to condemn it (but it was okay to use while I waited for the repair). He didn't strike me as the type who'd play fast and loose with with anyone's safety.

It's so frustrating discovering the last owner's bodged jobs, even when you know a house needs work.
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Edith Bacon »

Beena wrote: Wed Oct 13, 2021 10:02 pm It's so frustrating discovering the last owner's bodged jobs, even when you know a house needs work.
Fourteen years on and we are still sorting out the last bloke’s hidden messes.

I hope you can get the boiler sorted with minimal fuss and expense, Marth.

How long are boilers supposed to last, anyway?
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Marth
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Marth »

Edith Bacon wrote: Thu Oct 14, 2021 6:55 am
Beena wrote: Wed Oct 13, 2021 10:02 pm It's so frustrating discovering the last owner's bodged jobs, even when you know a house needs work.
Fourteen years on and we are still sorting out the last bloke’s hidden messes.

I hope you can get the boiler sorted with minimal fuss and expense, Marth.

How long are boilers supposed to last, anyway?
I have a new boiler booked in. I knew it was old. I think maybe 2009 or something. It seems like there was no service from 2014 until 2020, and that didn't give any indication of problems, especially the very dodgy flue placement. I really do lack confidence in professional reports to do with houses. You can actually see the rising damp one estate agent photo (looking closely once I knew about it - under the console table with the photos) so unless the vendors put something in front of it for the survey, the surveyor definitely should have picked up on it. I seriously don't know if I would bother with a survey again. They seem pointless. I would either go for the full on building survey or get a targeted report on damp etc. Or I would take a very disinterested 3rd party with me for the viewing :))
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by smalex »

My experience (a long time ago) was the same marth. They highlighted things which were total non issues and missed pretty obvious ones. Felt totally pointless.
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Marth »

smalex wrote: Thu Oct 14, 2021 8:19 am My experience (a long time ago) was the same marth. They highlighted things which were total non issues and missed pretty obvious ones. Felt totally pointless.
Exactly. He wanked on about the living room door not having safely glass but missed all the rising damp, slopey floor and wallpaper literally hanging off due to other damp issues on all external walls.
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Cosmopolitan »

I don't think I'd ever bother with a survey again either. Ours missed the entirely visible asbestos in the cellar and also wanked on about not having safety glass in a metal door.
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by emma_p »

I dug our survey out recently after a dispute with Thames Water over whether the drain in our front garden is a shared and the survey only said that he couldn't seem to open the cover to check it :ella: I managed to open it!
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Edith Bacon »

It’s enraging to pay all that money for pointless information, especially when such huge sums of money and our actual homes are involved.

I will definitely get targeted reports from plumbers, builders, electricians etc. next time. Although J is very keen to have our own built (because of this issue), which is very dramatic way to solve it :lol:
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by nineseven »

Mine was also a total waste of money. Annoyingly, most of the surveyors who surveyed my flat for various buyers were the opposite and found a variety of (different) major issues :ella: None of them flagged the same stuff though.
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by sally maclennane »

Edith Bacon wrote: Thu Oct 14, 2021 8:34 am It’s enraging to pay all that money for pointless information, especially when such huge sums of money and our actual homes are involved.

I will definitely get targeted reports from plumbers, builders, electricians etc. next time. Although J is very keen to have our own built (because of this issue), which is very dramatic way to solve it :lol:
I would love to build a house, my dad always wanted to do it but my mum wasn't keen. What puts me off is the lack of land in a place I want to live.
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Livilla »

Edith Bacon wrote: Thu Oct 14, 2021 6:55 am
Beena wrote: Wed Oct 13, 2021 10:02 pm It's so frustrating discovering the last owner's bodged jobs, even when you know a house needs work.
Fourteen years on and we are still sorting out the last bloke’s hidden messes.
Same here, but thankfully only 6 years.

Our boiler was 26 years old when we moved in here. It hadn’t been serviced for well over 10 years, either. Replacing it was the very first thing we did, although it wasn’t condemned.

Mr L refuses to spend money of surveys for this reason. He knows enough about construction to think most big issues will be visible to him, and they just aren’t worth the money for anything else.
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Lily »

I'm glad thanks to the advice given here and also IRL that I didn't bother with a survey, as they do seem completely pointless. My friend had one which was basically £500 to say "You might get damp or you might not".

The bloke who did up G. Towers - not the previous owners - did everything on the cheap, and they didn't alter it as they knew they weren't going to be there forever, so I'm now sorting it out. The bathroom in particular. :ella: Fortunately it's all been manageable, but why bother doing it in the first place if you're not going to do it properly?

I'm sorry to hear of the boiler woes Marth. At least a new one will be much more efficient & save money in the long run. You need an annual service on a boiler don't you; do you just sign up with anyone, or is it the manufacturer?
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Texaco Shirley »

The plumber who fitted our boiler does the annual service.
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Derek Nimmo »

You don't 'need' one as such, but it's sensible to keep an eye on it.

I didn't bother with a survey on this place - it's a huge block, with a brand new roof at the time, and the issues around the site were well documented by a huge survey that had been commissioned when the freehold had been recently won from the council, so there was zero point.

I ummed and aaahed about getting one on the new place, and did in the end and so far I'm really happy with the surveyor - he took the time to speak to me before the survey to check if there were any specific issues I wanted him to pay particular attention to, then rang me straight after he'd done it to talk me through what he'd spotted and give me some advice on next steps, then told me that after I'd received the written report I was welcome to call him any time to clarify anything as needs be.

If he's missed any damp or boiler issues though, I'll have his neck ;)
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Toast »

He sounds good, Derek!

I've just had the surveyor here. He was here for bloody ages and that was just for a Homebuyer's report. There's some damp apparently but nothing major.

He asked me when I last had the electrics checked. I didn't realise you were supposed to do this routinely.
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by Beatrix »

We didn’t bother with a survey for our first house, we did for this one. We organised it through our mortgage provider and it was extremely thorough. Lifted up drain covers and had a real poke about - there’ve been no surprises.

Our boiler is 30 years away old :look:. We did consider replacing it when we did the kitchen but it would have been nearly £3.5k - well it wouldn’t but the plumber didn’t want the job so overinflated the price. We have money aside for when it does need replacing - I’m not sure why we’re playing boiler chicken though…!
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Re: House Buying Is More Stressful Than Divorce, Death or Bankruptcy

Post by emma_p »

I think gas boilers will be phased out - new builds will banned from installing them from 2025 which isn't that far away really. Hopefully heat pumps will get cheaper soon or the government will start to subsidise them.
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