Car accident

[Lily]

It's also fear of the unknown. They've just explained to me that I only pay the excess if I decide to get my own repairs done. I thought I paid it regardless!

Thanks for being kind!

[H1ppychick]

...that doesn't sound right if it's a fault* claim...

*any claim they can't recover from another insurer

[Lily]

It sounded odd to me too but I'm so relieved about the employment thingy I can handle the rest of it.